Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
FDIC Logo
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Farmers & Merchants National Bank Website
Internet Banking
Username
Forgot Password
Toggle navigation
Menu
Enter search terms
Search icon
Search submit
Accounts
Personal Checking
24-Hour Teller
Thrifty
Senior/Student
HI-FI
NOW
Unincorporated/Non-Profit
Commercial
Commercial NOW
Savings
Services
Services
Internet Banking
Mobile App
Mobile Deposit Capture
App Store
Google Play App
Google Play Update
TelePC Banking
24 Hour Access
Calculator
Financial Calculators
About Us
Community Reinvestment Act Public File
About Us
Locations & Times
Contact Us
Savings
Requirements
$100.00 to open
Benefits
Interest bearing account, please call Customer Service during business hours at 580-227-3773 for current rates
Nine (9) free withdrawals each quarter
Free 24-hour access to TeleBank
Free 24-hour access to Internet Banking
Cost
A fee of $2.00 will be imposed on each withdrawal in excess of nine (9) items per quarterly statement cycle
Accounts with no activity for 24 months will be charged $9.00 per quarter
Certificates of Deposit
When you need a Certificate of Deposit, come to us and let us help you get what you need today.
Learn More About CDs